ZIP 76064 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 76064 (Ellis County, Texas) returns a moderate composite of 30/100. Its standout signals are structural risk (67/100), construction/permit lag (62/100), institutional ownership (47/100). By contrast, mortgage stress (19/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (83/100), climate & FEMA risk (82/100)). Structural risk reads 67/100 against active distress of 6/100.

The peak-phase market in 76064 posted values that rose 0.9% over the year, and 3% higher over three years, at 9/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $70,326 — near the roughly $78,000 national figure. Around 28% of adults hold a bachelor's degree or higher. A median home runs $343,300 here, or 4.5 times local income. Rent burden reaches 1% of tenant households. Vacancy runs 3.1%. 2,803 residents call 76064 home, typically aged 42. Roughly 6.8% live below the poverty line, a low share typical of higher-equity areas. There are about 886 housing units across 76064. DLRadar's demographic-stress index for the area reads 27/100. The tenure split is 63% owner-occupied to 37% rented.

On balance 76064 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 76064 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 76064 read uses the identical public-record model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 76064 stays directly comparable to neighboring ZIPs and the rest of Ellis County, Texas. The score is rebuilt from public data as it updates, so 76064 reflects the current record instead of a stale or modeled snapshot.

Each component behind 76064 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. Practically, 76064 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.