ZIP 76064 Property Distress & Foreclosure Data

In Ellis County, Texas, ZIP 76064 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (65/100), institutional ownership (51/100), construction/permit lag (46/100). mortgage stress (19/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (83/100), climate & FEMA risk (82/100). The latent-versus-live split is 65/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values rose 1.1% over the trailing year, and 3% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $70,326, median income runs near typical U.S. levels. Around 28% of adults hold a bachelor's degree or higher. The typical home is worth about $343,300 (4.5× income). Around 1% of renters are cost-burdened. The vacancy rate is 3.1%. 2,803 residents call 76064 home, typically aged 42. The poverty rate is 6.8% — low. The ZIP holds roughly 886 housing units. The demographic-stress sub-score lands at 27/100. 63% of housing is owner-occupied.

Overall, 76064 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.