ZIP 76065 Foreclosure, Tax-Lien & Distress Report
Ellis County, Texas · Distress market
ZIP 76065's composite property-distress score is 31/100 - DLRadar classes that as moderate for Ellis County, Texas. Structurally it carries 71/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: flood (NFIP) exposure (83/100), climate & FEMA risk (82/100). Property-level stress concentrates in construction/permit lag (76/100), structural risk (71/100), institutional ownership (47/100). By contrast, mortgage stress (19/100) register low.
The peak-phase market in 76065 posted values that rose 0.9% over the year, and 5% higher over three years, at 9/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
There are about 16,126 housing units across 76065. 6.1% of residents fall below the poverty threshold. About 44,614 people live here, median age 36. The vacancy rate is 3.3%. Educational attainment sits at 36% bachelor's-or-above. Rent burden reaches 45% of tenant households. The tenure split is 81% owner-occupied to 19% rented. At $123,664, median income runs above typical U.S. levels. Home values center near $425,100, an affordability ratio of 3.1× — accessible. The demographic-stress sub-score lands at 27/100.
Net-net, 76065 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 76065 at the moment; the composite and its components are still built from verifiable records.
No ZIP is too small to score: 76065 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 76065 reflects the current record instead of a stale or modeled snapshot.
76065's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 76065 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 76065
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 76065 by the numbers
Current distress, phase, housing and lender-pressure figures for 76065, drawn from the same report attached to each property.
Ellis County ZIPs near 76065
Nearest ZIP codes to 76065
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Ellis County, Texas
Keep going: ZIP, county and state distress coverage for Ellis County, Texas.
Open the complete 76065 acquisition file
The full 76065 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology