ZIP 75098 Foreclosure, Tax-Lien & Distress Report

ZIP code 75098 in Collin County, Texas carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: structural risk (72/100), construction/permit lag (63/100), institutional ownership (47/100). By contrast, mortgage stress (19/100) register low. Latent structural risk is 72/100 while live distress already moving reads 6/100. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (86/100)).

The peak-phase market in 75098 posted values that rose 0.9% over the year, and 2% higher over three years (phase confidence 9/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $115,587, median income runs above typical U.S. levels. 67,513 residents call 75098 home, typically aged 35. The poverty rate is 5.3% — low. Around 41% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 27/100. The tenure split is 79% owner-occupied to 21% rented. Rent burden reaches 41% of tenant households. Vacancy runs 5.5%. The typical home is worth about $401,500 (3.1× income, relatively affordable). There are about 22,655 housing units across 75098.

Overall, 75098 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 75098 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 75098 runs through one identical public-record model, so its 32/100 sits on the same scale as every other ZIP in Collin County, Texas and the nation. 75098 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 75098 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. For an operator, 75098 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.