ZIP 75098 Property Distress & Foreclosure Data

DLRadar grades ZIP 75098 (Collin County, Texas) at a moderate 31/100 for overall property distress. Property-level stress concentrates in structural risk (67/100), institutional ownership (51/100), construction/permit lag (37/100). construction/permit lag (37/100) and mortgage stress (19/100) stay muted. On the structural side it scores 67/100, with 6/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (86/100).

Prices here sit in a peak phase: values rose 1.1% over the trailing year, and 2% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $115,587, median income runs above typical U.S. levels. 67,513 residents call 75098 home, typically aged 35. The poverty rate is 5.3% — low. Around 41% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 27/100. 79% of housing is owner-occupied. Around 41% of renters are cost-burdened. The vacancy rate is 5.5%. The typical home is worth about $401,500 (3.1× income, relatively affordable). The ZIP holds roughly 22,655 housing units.

Overall, 75098 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.