ZIP 75098 Foreclosure, Tax-Lien & Distress Report
Collin County, Texas · Distress market
ZIP code 75098 in Collin County, Texas carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic distress index. Its heaviest discrete signals: structural risk (74/100), construction/permit lag (68/100), institutional ownership (47/100). By contrast, mortgage stress (19/100) register low. Latent structural risk is 74/100 while live distress already moving reads 6/100. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (87/100)).
The peak-phase market in 75098 posted values that rose 0.9% over the year, and 2% higher over three years (phase confidence 9/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
At $115,587, median income runs above typical U.S. levels. 67,513 residents call 75098 home, typically aged 35. The poverty rate is 5.3% — low. Around 41% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 27/100. The tenure split is 79% owner-occupied to 21% rented. Rent burden reaches 41% of tenant households. Vacancy runs 5.5%. The typical home is worth about $401,500 (3.1× income, relatively affordable). There are about 22,655 housing units across 75098.
Overall, 75098 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 75098 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Big metro or rural, 75098 runs through one identical scoring model, so its 33/100 sits on the same scale as every other ZIP in Collin County, Texas and the nation. 75098 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 75098 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 33/100 roll-up. For an operator, 75098 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 75098
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 75098 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 75098, the same set carried on every parcel.
More ZIPs across Collin County
Nearest ZIP codes to 75098
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 75098
Further distress data across Collin County, Texas at ZIP, county and state level.
Open the complete 75098 acquisition file
Pull every distressed parcel in 75098 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Deterministic scoring, sourced entirely from public data · methodology