ZIP 75409 Property Distress & Foreclosure Data

Composite property distress in 75409 (Collin County, Texas) lands at 31/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (67/100), institutional ownership (51/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100) and mortgage stress (19/100). Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (86/100)). The latent-versus-live split is 67/100 structural and 6/100 already moving.

The peak-phase market in 75409 posted values that rose 1.1% over the year, and 4% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 5.8%. About 35% have a four-year degree. Households earn a median $97,941 — above the roughly $78,000 national figure. On demographic stress specifically, 75409 scores 30/100. Roughly 10.3% live below the poverty line. The ZIP holds roughly 9,199 housing units. Around 49% of renters are cost-burdened. The tenure split is 78% owner-occupied to 22% rented. A median home runs $353,600 here, or 3.2 times local income. Population is roughly 24,381 with a median age of 33.

On balance 75409 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.