ZIP 75491 Foreclosure, Tax-Lien & Distress Report

ZIP 75491's composite property-distress score is 25/100 - DLRadar classes that as low for Grayson County, Texas. It additionally carries heavy environmental risk: climate & FEMA risk (76/100). Its heaviest discrete signals: construction/permit lag (81/100), structural risk (58/100), institutional ownership (23/100). institutional ownership (23/100) and mortgage stress (11/100) stay muted. Structural risk reads 58/100 against active distress of 3/100.

The contraction-phase market in 75491 posted values that fell 1.0% over the year, 2.8% off the recent peak, and 19% higher over three years (phase confidence 24/100). A cooling market tends to open discount-to-value windows.

5,428 residents call 75491 home, typically aged 43. Median household income is $71,774, near the U.S. median near $78,000. 83% of housing is owner-occupied. The ZIP holds roughly 2,405 housing units. A median home runs $247,300 here, or 3.3 times local income. Roughly 11.9% live below the poverty line. The vacancy rate is 12.2% — elevated. Educational attainment sits at 26% bachelor's-or-above. Rent burden reaches 23% of tenant households. On demographic stress specifically, 75491 scores 27/100.

Taken together, 75491 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 75491 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 75491 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Grayson County, Texas and the nation. The score is rebuilt from public data as it updates, so 75491 reflects the current record instead of a stale or modeled snapshot.

The 25/100 figure for 75491 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 75491 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.