ZIP 75076 Property Distress & Foreclosure Data

Composite property distress in 75076 (Grayson County, Texas) lands at 46/100 — moderate on DLRadar's public-record scoring. Environmental exposure also runs high (flood (NFIP) exposure (87/100), climate & FEMA risk (81/100)). On the structural side it scores 61/100, with 3/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (81/100), structural risk (61/100), insurance pressure (59/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100).

The contraction-phase market in 75076 posted values that fell 5.2% over the year, 5.2% off the recent peak, and 11% higher over three years (phase confidence 100/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Roughly 5.5% live below the poverty line, a low share typical of higher-equity areas. Around 26% of renters are cost-burdened. About 21% have a four-year degree. On demographic stress specifically, 75076 scores 28/100. Population is roughly 7,907 with a median age of 50. The tenure split is 78% owner-occupied to 22% rented. Households earn a median $76,644 — near the roughly $78,000 national figure. The vacancy rate is 26.2% — elevated. The ZIP holds roughly 4,210 housing units. A median home runs $267,500 here, or 3.1 times local income.

On the whole, 75076 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.