ZIP 75076 Foreclosure, Tax-Lien & Distress Report
Grayson County, Texas · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 75076 in Grayson County, Texas comes in at 27, a low composite-distress reading. Climate and flood risk are elevated too — flood (NFIP) exposure (87/100), climate & FEMA risk (81/100). The split runs 61/100 structural to 3/100 active on the ground. The sharpest non-environmental signals are construction/permit lag (81/100), structural risk (61/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (9/100).
The contraction-phase market in 75076 posted values that fell 2.4% over the year, 4.8% off the recent peak, and 11% higher over three years, at 40/100 phase confidence. Falling values surface more motivated sellers and below-market exits.
Roughly 5.5% live below the poverty line, a low share typical of higher-equity areas. Around 26% of renters are cost-burdened. Around 21% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 28/100. 7,907 residents call 75076 home, typically aged 50. The tenure split is 78% owner-occupied to 22% rented. Median household income is $76,644, near the U.S. median near $78,000. The vacancy rate is 26.2% — elevated. The ZIP holds roughly 4,210 housing units. Home values center near $267,500, an affordability ratio of 3.1× — accessible.
On the whole, 75076 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 75076 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Whether 75076 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 75076 can be compared directly against any other ZIP in Grayson County, Texas or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 75076 shows blanks, not estimates, wherever the record is sparse.
The 27/100 for 75076 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 75076 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 75076 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 75076 distress snapshot
Current distress, phase, housing and lender-pressure figures for 75076, drawn from the same report attached to each property.
Other Grayson County ZIP codes
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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
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Unlock the full ZIP 75076 acquisition report
See who owns each distressed property in 75076, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology