ZIP 75020 Property Distress & Foreclosure Data

DLRadar grades ZIP 75020 (Grayson County, Texas) at a moderate 46/100 for overall property distress. Structural exposure scores 61 and live distress 3 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (81/100), structural risk (61/100), insurance pressure (59/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (87/100), climate & FEMA risk (81/100).

Prices here sit in a contraction phase: values fell 5.2% over the trailing year, 5.2% off the recent peak, and 10% higher over three years, at 100/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

24,185 residents call 75020 home, typically aged 41. There are about 11,049 housing units across 75020. Rent burden reaches 37% of tenant households. 59% of housing is owner-occupied. The demographic-stress sub-score lands at 31/100. The poverty rate is 16.3% — high, a tax-stress and distress correlate. The typical home is worth about $204,300 (2.8× income, relatively affordable). At $66,308, median income runs below typical U.S. levels. Vacancy runs 10.4%. Around 20% of adults hold a bachelor's degree or higher.

Taken together, 75020 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.