Grayson County, TX: Foreclosures, Tax Liens & Distressed Properties

Every ZIP in Grayson County, Texas carries a DLRadar distress score assembled from foreclosure, tax, mortgage and lender records. Bank/credit headwind for the county is 57 on a 0–100 scale, a moderate reading. Individual Grayson County ZIPs score between 19 and 31 on the 0–100 composite. The county spans 21 scored ZIP codes, averaging 26/100 composite distress.

Currently contraction, Grayson County saw prices fall 2.4% year over year, now 4.8% off the recent peak, a 40/100-confidence read. As values soften here, defaults edge upward which surfaces more motivated sellers.

Given Grayson County's -2.4% YoY cooling (40/100 confidence), conservative underwriting wins while exits stay cautious. A moderate 57/100 lender headwind means a blend the ZIP scores sort out.

Top distress by ZIP runs 76258 (31/100), 75020 (27/100), 75021 (27/100), 75058 (27/100), 75076 (27/100), 75090 (27/100), listed with every scored ZIP below. The breakdown continues through 75092, 75414, 75459, 75489, 75495, 76245, 76264, 76268, 76233, 76240 and more.

Underneath the scores, Grayson County's tracked footprint show a 12.7% vacancy rate, a median age of 42, 10.2% of households below the poverty line, median home values around $272,462 (below the national figure), household income averaging about $72,792, roughly at the national median, an owner-occupied share of 77%. Taken together, they frame which owners come under strain and how quickly stock clears.

With a low 26/100 reading over 21 ZIPs, the opportunity hides below the average rather than a blanket buy. A DLRadar subscription opens every Grayson County parcel: owner and contact detail, APN, a parcel-level score plus bank exposure and liquidity read.

No county is too small to score: Grayson County, Texas runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Grayson County's numbers mean exactly what they mean anywhere else in Texas.

Treat Grayson County, Texas as a ranked list, not a single market: the spread between its strongest and weakest ZIPs is where the acquisition margin actually sits. These Grayson County numbers come straight from public filings and refresh as new ones post; a missing source produces a blank field, never an estimate.

At the ZIP level, the sharpest readings in Grayson County are 76258 (31/100), 75020 (27/100), 75021 (27/100), 75058 (27/100), 75076 (27/100), 75090 (27/100). DLRadar also scores 75092, 75414, 75459, 75489, 75495, 76245, 76264, 76268 and more across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

DLRadar's composite for Grayson County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.