Grayson County, TX: Foreclosures, Tax Liens & Distressed Properties

Grayson County, TX, Texas: 21 ZIP codes scored, Grayson County, TX averaging 26/100 (low, Grayson, TX), from 18 to 31. Grayson County, TX is in its contraction phase (Grayson, TX confidence 40/100): Grayson, TX home prices down 2.4% (Grayson, TX) over twelve months, 4.8% under their peak. Grayson County, TX lender headwind: 57/100.

Highest-scoring Grayson County, TX ZIPs: 76258 (31/100), 75020 (27/100), 75021 (27/100), 75058 (27/100), 75076 (27/100), 75090 (27/100). Also scored in Grayson County, TX: 75092, 75414, 75459, 75489, 75495, 76245, 76264, 76268, 76233, 76240.

Across Grayson County, TX's scored ZIPs: median home value $272,462, household income $72,792, 12.7% vacancy, 10.2% poverty, 77% owner-occupied, median age 42.0.

Grayson County, TX insurance distress 29/100 (#1,626 in the US); FEMA hazard 0/100 for Grayson, TX; 10 Grayson, TX NFIP flood claims, $521K paid; Grayson, TX construction distress 81/100.

17 banks with 40 branches lend in Grayson County, TX; Grayson, TX weighted bank stress 62/100, highest 81/100 in Grayson, TX.

Grayson County, TX unemployment 4.4% (Grayson, TX +0.2 pts, six months); 1,514 new housing units permitted in Grayson County, TX over twelve months, Grayson, TX down 31% from 2,200; Grayson, TX home prices +10.6% a year (Grayson, TX) over three years.

62,132 housing units in Grayson County, TX; 17,421 Grayson, TX renter households; 43% of Grayson, TX renters spend 30%+ of income on rent, 20% (Grayson, TX) half or more.

Grayson County, TX ranks #2,205 nationally on the opportunity index (Grayson, TX, among all ranked counties); Grayson, TX scores 27.0/100 and Grayson, TX sits #193 inside Texas. Grayson, TX is in the weak opportunity phase; Grayson, TX's primary driver is construction, Grayson, TX second driver bank institutional; Grayson, TX moved down 553 places. 3 short-sale listings across Grayson, TX; 79 days on market observed in Grayson, TX; 11.1% vacancy over 21 Grayson, TX ZIPs.

1.6% of Grayson County, TX mortgages were ninety-plus days late in December 2025; Grayson, TX's thirty-to-eighty-nine-day share was 2.5% (CFPB county sample). Grayson, TX's ninety-day rate is up 0.9 points on twelve months earlier; the Grayson, TX peak since 2008 was 3.4% in June 2012; Texas overall reads 1.2%.

Grayson County, TX has 8 watched banks; 8 Grayson, TX banks sit in an elevated band. Grayson, TX footprints: First State Bank (3 branches, stress 80) in Grayson, TX; Legend Bank N A (3 branches, stress 53) in Grayson, TX; Texas Bank (2 branches, stress 64) in Grayson, TX.

HUD lists 9 assisted multifamily properties in Grayson County, TX with 1,097 units; 39 Grayson, TX units are assisted.

6,884 of the 62,132 housing units in Grayson, TX sit vacant. Grayson County, TX permitted 312 multifamily units in twelve months; Grayson, TX's one-to-four unit structures added 1,202 units in Grayson County, TX.