ZIP 75058 Property Distress & Foreclosure Data

Composite property distress in 75058 (Grayson County, Texas) lands at 46/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (81/100), structural risk (61/100), insurance pressure (59/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100). Environmental exposure also runs high (flood (NFIP) exposure (87/100), climate & FEMA risk (81/100)). On the structural side it scores 61/100, with 3/100 of stress already active.

The contraction-phase market in 75058 posted values that fell 5.2% over the year, 5.2% off the recent peak, and 1% higher over three years (phase confidence 100/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Households earn a median $117,689 — above the roughly $78,000 national figure. Around 25% of renters are cost-burdened. The ZIP holds roughly 1,340 housing units. About 47% have a four-year degree. Roughly 3.0% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 3,614 with a median age of 37. On demographic stress specifically, 75058 scores 26/100. A median home runs $532,600 here, or 4.0 times local income. The vacancy rate is 10.4%. The tenure split is 82% owner-occupied to 18% rented.

On the whole, 75058 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.