ZIP 75058 Foreclosure, Tax-Lien & Distress Report

Grayson County, Texas's ZIP 75058 registers 27/100 composite distress, which DLRadar reads as low. The pressure is most legible in construction/permit lag (85/100), structural risk (63/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100). Environmental exposure also runs high (flood (NFIP) exposure (87/100), climate & FEMA risk (81/100)). Structurally it carries 63/100, against 3/100 of stress already in motion.

Prices here sit in a contraction phase: values fell 2.4% over the trailing year, 4.8% off the recent peak, and 1% higher over three years (phase confidence 40/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Households earn a median $117,689 — above the roughly $78,000 national figure. Around 25% of renters are cost-burdened. The ZIP holds roughly 1,340 housing units. Around 47% of adults hold a bachelor's degree or higher. 3.0% of residents fall below the poverty threshold. About 3,614 people live here, median age 37. On demographic stress specifically, 75058 scores 26/100. Home values center near $532,600, an affordability ratio of 4.0× — accessible. The vacancy rate is 10.4%. The tenure split is 82% owner-occupied to 18% rented.

On the whole, 75058 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 75058 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 75058 can be compared directly against any other ZIP in Grayson County, Texas or nationwide. Nothing here is interpolated — where a source is thin for 75058, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 75058 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. Treat 75058 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.