ZIP 76245 Property Distress & Foreclosure Data

DLRadar grades ZIP 76245 (Grayson County, Texas) at a moderate 46/100 for overall property distress. Structural exposure scores 61 and live distress 3 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (87/100), climate & FEMA risk (81/100). Property-level stress concentrates in construction/permit lag (81/100), structural risk (61/100), insurance pressure (59/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low.

The market reads contraction — home values fell 5.2% year on year, 5.2% off the recent peak, at 100/100 phase confidence. A cooling market tends to open discount-to-value windows.

About 1,778 people live here, median age 57. 17.2% of residents fall below the poverty threshold. Owners hold 91% of homes, renters 9%. Vacancy runs 46.5%, above the national norm and a classic distress-and-opportunity signal. Home values center near $219,600, an affordability ratio of 2.6× — accessible. Educational attainment sits at 22% bachelor's-or-above. There are about 1,397 housing units across 76245. Rent burden reaches 0% of tenant households. DLRadar's demographic-stress index for the area reads 25/100. Median household income is $75,391, near the U.S. median near $78,000.

Net-net, 76245 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.