ZIP 76245 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 76245 in Grayson County, Texas comes in at 27, a low composite-distress reading. On the structural side it scores 63/100, with 3/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (87/100), climate & FEMA risk (81/100)). Leading the profile are construction/permit lag (85/100), structural risk (63/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100).

The market reads contraction — home values fell 2.4% year on year, 4.8% off the recent peak, at 40/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

1,778 residents call 76245 home, typically aged 57. The poverty rate is 17.2% — high, a tax-stress and distress correlate. Owners hold 91% of homes, renters 9%. Vacancy runs 46.5%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $219,600 (2.6× income, relatively affordable). Around 22% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,397 housing units. Around 0% of renters are cost-burdened. On demographic stress specifically, 76245 scores 25/100. Households earn a median $75,391 — near the roughly $78,000 national figure.

On the whole, 76245 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 76245 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 76245 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 76245 reflects the current record instead of a stale or modeled snapshot.

Behind 76245's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 76245 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.