ZIP 75090 Property Distress & Foreclosure Data

Grayson County, Texas's ZIP 75090 registers 46/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in construction/permit lag (81/100), structural risk (61/100), insurance pressure (59/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (87/100), climate & FEMA risk (81/100). On the structural side it scores 61/100, with 3/100 of stress already active.

The market reads contraction — home values fell 5.2% year on year, 5.2% off the recent peak, and 13% higher over three years (phase confidence 100/100). A cooling market tends to open discount-to-value windows.

Median household income is $58,586, below the U.S. median near $78,000. 15.2% of residents fall below the poverty threshold. About 26,273 people live here, median age 34. The ZIP holds roughly 9,989 housing units. Around 43% of renters are cost-burdened. Home values center near $188,000, an affordability ratio of 2.8× — accessible. Educational attainment sits at 15% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 32/100. Owners hold 61% of homes, renters 39%. The vacancy rate is 9.2%.

Net-net, 75090 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.