ZIP 75495 Property Distress & Foreclosure Data

Composite property distress in 75495 (Grayson County, Texas) lands at 38/100 — moderate on DLRadar's public-record scoring. Structural risk reads 59/100 against active distress of 3/100. The sharpest non-environmental signals are construction/permit lag (68/100), structural risk (59/100), insurance pressure (42/100). By contrast, institutional ownership (21/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (87/100), climate & FEMA risk (82/100).

The market reads contraction — home values fell 4.9% year on year, 5.0% off the recent peak, and 13% higher over three years, at 100/100 phase confidence. A cooling market tends to open discount-to-value windows.

About 10,451 people live here, median age 39. Owners hold 84% of homes, renters 16%. Rent burden reaches 45% of tenant households. Educational attainment sits at 39% bachelor's-or-above. There are about 4,372 housing units across 75495. Median household income is $105,520, above the U.S. median near $78,000. Home values center near $397,900, an affordability ratio of 3.4× — accessible. DLRadar's demographic-stress index for the area reads 28/100. Vacancy runs 12.6%, above the national norm and a classic distress-and-opportunity signal. 6.7% of residents fall below the poverty threshold.

Net-net, 75495 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.