ZIP 75454 Property Distress & Foreclosure Data

Composite property distress in 75454 (Collin County, Texas) lands at 31/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (67/100), institutional ownership (51/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100) and mortgage stress (19/100). On the structural side it scores 67/100, with 6/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (86/100)).

The peak-phase market in 75454 posted values that rose 1.1% over the year, and 29% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 2.3% live below the poverty line, a low share typical of higher-equity areas. Around 40% of renters are cost-burdened. On demographic stress specifically, 75454 scores 24/100. The ZIP holds roughly 7,124 housing units. Households earn a median $135,556 — above the roughly $78,000 national figure. The vacancy rate is 3.3%. Population is roughly 20,137 with a median age of 36. A median home runs $456,100 here, or 3.1 times local income. About 51% have a four-year degree. The tenure split is 88% owner-occupied to 12% rented.

On balance 75454 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.