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ZIP 75454 Foreclosure, Tax-Lien & Distress Report

Collin County, Texas · Distress market

ZIP code 75454 in Collin County, Texas carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. The pressure is most legible in structural risk (73/100), construction/permit lag (63/100), institutional ownership (47/100). mortgage stress (19/100) stay muted. Structural exposure scores 73 and live distress 6 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (86/100).

The peak-phase market in 75454 posted values that rose 0.9% over the year, and 29% higher over three years (phase confidence 9/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

2.3% of residents fall below the poverty threshold. Around 40% of renters are cost-burdened. The demographic-stress sub-score lands at 24/100. The ZIP holds roughly 7,124 housing units. At $135,556, median income runs above typical U.S. levels. Vacancy runs 3.3%. Population is roughly 20,137 with a median age of 36. Home values center near $456,100, an affordability ratio of 3.1× — accessible. Around 51% of adults hold a bachelor's degree or higher. Owners hold 88% of homes, renters 12%.

Overall, 75454 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 75454 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 75454's 33/100 can be lined up against any neighbor in Collin County, Texas or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 75454 reflects the current record instead of a stale or modeled snapshot.

The 33/100 for 75454 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 75454 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

33/100
Composite stress
73/100
Structural risk
6/100
Distress activity

ZIP 75454 distress signals, scored

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk99
Another 9 scored dimensions sit behind 75454

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 75454 Stress Report snapshot

75454 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Every distressed parcel in 75454 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Each signal above is traceable to an open dataset · methodology

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