ZIP 75407 Property Distress & Foreclosure Data

In Collin County, Texas, ZIP 75407 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (67/100), institutional ownership (51/100), construction/permit lag (34/100). construction/permit lag (34/100) and mortgage stress (19/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (86/100). On the structural side it scores 67/100, with 6/100 of stress already active.

Prices here sit in a peak phase: values rose 1.1% over the trailing year, and 8% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $92,076, median income runs above typical U.S. levels. The ZIP holds roughly 11,605 housing units. Around 39% of renters are cost-burdened. Around 25% of adults hold a bachelor's degree or higher. The poverty rate is 5.8% — low. 28,931 residents call 75407 home, typically aged 34. 78% of housing is owner-occupied. The typical home is worth about $329,000 (3.3× income, relatively affordable). The demographic-stress sub-score lands at 28/100. The vacancy rate is 5.0%.

Overall, 75407 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.