ZIP 75407 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 75407 (Collin County, Texas) returns a moderate composite of 33/100. Its heaviest discrete signals: structural risk (73/100), construction/permit lag (63/100), institutional ownership (47/100). mortgage stress (19/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (86/100)). Latent structural risk is 73/100 while live distress already moving reads 6/100.

The peak-phase market in 75407 posted values that rose 0.9% over the year, and 8% higher over three years, at 9/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $92,076, above the U.S. median near $78,000. The ZIP holds roughly 11,605 housing units. Rent burden reaches 39% of tenant households. About 25% have a four-year degree. 5.8% of residents fall below the poverty threshold. About 28,931 people live here, median age 34. Owners hold 78% of homes, renters 22%. The typical home is worth about $329,000 (3.3× income, relatively affordable). The demographic-stress sub-score lands at 28/100. The vacancy rate is 5.0%.

On balance 75407 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 75407 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 75407's 33/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 75407, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 75407 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 33/100 roll-up. Practically, 75407 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.