ZIP 75442 Property Distress & Foreclosure Data

ZIP code 75442 in Collin County, Texas carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 64 and live distress 5 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (85/100)). What sets it apart are the readings on structural risk (64/100), institutional ownership (45/100), construction/permit lag (35/100). On the quiet end sit construction/permit lag (35/100) and mortgage stress (17/100).

The peak-phase market in 75442 posted values that rose 1.1% over the year, and 12% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $364,000 here, or 3.9 times local income. There are about 4,259 housing units across 75442. The tenure split is 83% owner-occupied to 17% rented. On demographic stress specifically, 75442 scores 32/100. Population is roughly 10,567 with a median age of 39. Vacancy runs 6.7%. Households earn a median $84,591 — near the roughly $78,000 national figure. Rent burden reaches 47% of tenant households. Roughly 10.8% live below the poverty line. About 18% have a four-year degree.

On balance 75442 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.