ZIP 75442 Foreclosure, Tax-Lien & Distress Report
Collin County, Texas · Distress market
ZIP code 75442 in Collin County, Texas carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. The latent-versus-live split is 70/100 structural and 5/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (85/100). The most distinctive pressure shows up in structural risk (70/100), construction/permit lag (63/100), institutional ownership (43/100). mortgage stress (17/100) stay muted.
Prices here sit in a peak phase: values rose 0.9% over the trailing year, and 12% higher over three years, at 9/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
A median home runs $364,000 here, or 3.9 times local income. The ZIP holds roughly 4,259 housing units. The tenure split is 83% owner-occupied to 17% rented. On demographic stress specifically, 75442 scores 32/100. Population is roughly 10,567 with a median age of 39. Vacancy runs 6.7%. At $84,591, median income runs near typical U.S. levels. Rent burden reaches 47% of tenant households. 10.8% of residents fall below the poverty threshold. Around 18% of adults hold a bachelor's degree or higher.
Net-net, 75442 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 75442 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 75442's 31/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 75442 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 31/100 figure for 75442 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 75442 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 75442
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 75442 Stress Report snapshot
A live read on 75442: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Collin County ZIP codes
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Rules-based scoring — each signal ties to a public dataset · methodology