Collin County, TX: Foreclosures, Tax Liens & Distressed Properties
Collin County, TX, Texas: 40 ZIP codes scored, Collin County, TX averaging 33/100 (moderate, Collin, TX), from 23 to 34. Collin County, TX is in its peak phase (Collin, TX confidence 9/100): Collin, TX home prices up 0.9% (Collin, TX) over twelve months. Collin County, TX lender headwind: 44/100.
Highest-scoring Collin County, TX ZIPs: 75002 (34/100), 75009 (34/100), 75013 (34/100), 75023 (34/100), 75024 (34/100), 75025 (34/100). Also scored in Collin County, TX: 75035, 75044, 75048, 75069, 75070, 75071, 75072, 75074, 75075, 75078.
Across Collin County, TX's scored ZIPs: median home value $456,220, household income $120,110, 5.7% vacancy, 6.7% poverty, 71% owner-occupied, median age 37.8.
Collin County, TX insurance distress 70/100 (#648 in the US); FEMA hazard 59/100 for Collin, TX; 3 federal disaster declarations in Collin County, TX since 2023 (3 flood); 14 Collin, TX NFIP flood claims, $545K paid; Collin, TX construction distress 68/100.
70 banks with 274 branches lend in Collin County, TX; Collin, TX weighted bank stress 61/100, highest 93/100 in Collin, TX.
Collin County, TX unemployment 4.4% (Collin, TX +0.3 pts, six months); 15,804 new housing units permitted in Collin County, TX over twelve months, Collin, TX down 19% from 19,467; Collin, TX home prices +10.0% a year (Collin, TX) over three years.
437,396 housing units in Collin County, TX; 143,751 Collin, TX renter households; 45% of Collin, TX renters spend 30%+ of income on rent, 21% (Collin, TX) half or more.
Collin County, TX ranks #2,468 nationally on the opportunity index (Collin, TX, among all ranked counties); Collin, TX scores 26.0/100 and Collin, TX sits #221 inside Texas. Collin, TX is in the weak opportunity phase; Collin, TX's primary driver is construction, Collin, TX second driver bank institutional; Collin, TX moved up 89 places. 84 short-sale listings across Collin, TX; 88 days on market observed in Collin, TX; 5.0% vacancy over 40 Collin, TX ZIPs.
0.7% of Collin County, TX mortgages were ninety-plus days late in December 2025; Collin, TX's thirty-to-eighty-nine-day share was 1.3% (CFPB county sample). Collin, TX's ninety-day rate is up 0.2 points on twelve months earlier; the Collin, TX peak since 2008 was 2.8% in January 2010; Texas overall reads 1.2%.
Collin County, TX has 33 watched banks; 33 Collin, TX banks sit in an elevated band. Collin, TX footprints: Prosperity Bank (16 branches, stress 33) in Collin, TX; Frost Bank (11 branches, stress 69) in Collin, TX; Woodforest National Bank (11 branches, stress 54) in Collin, TX.
HUD lists 37 assisted multifamily properties in Collin County, TX with 4,318 units; 581 Collin, TX units are assisted, 3 Collin, TX properties under project-based Section 8.
20,750 of the 437,396 housing units in Collin, TX sit vacant. Collin County, TX permitted 5,565 multifamily units in twelve months; Collin, TX's one-to-four unit structures added 10,239 units in Collin County, TX.