ZIP 75023 Property Distress & Foreclosure Data

ZIP code 75023 in Collin County, Texas carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (67/100), institutional ownership (51/100), construction/permit lag (34/100). construction/permit lag (34/100) and mortgage stress (19/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (86/100). The latent-versus-live split is 67/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values rose 1.1% over the trailing year, and 5% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $106,488, median income runs above typical U.S. levels. Around 35% of renters are cost-burdened. The typical home is worth about $416,500 (3.6× income, relatively affordable). Around 55% of adults hold a bachelor's degree or higher. The poverty rate is 7.7%. The demographic-stress sub-score lands at 27/100. 63% of housing is owner-occupied. The ZIP holds roughly 19,670 housing units. 48,878 residents call 75023 home, typically aged 39. The vacancy rate is 3.9%.

Overall, 75023 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.