ZIP 75072 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 75072 (Collin County, Texas) returns a moderate composite of 33/100. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (86/100)). The latent-versus-live split is 74/100 structural and 6/100 already moving. The sharpest non-environmental signals are structural risk (74/100), construction/permit lag (69/100), institutional ownership (47/100). By contrast, mortgage stress (19/100) register low.

The market reads peak — home values rose 0.9% year on year, and 6% higher over three years, at 9/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 4.5% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 23/100. At $155,294, median income runs above typical U.S. levels. Vacancy runs 3.0%. Around 38% of renters are cost-burdened. Population is roughly 55,997 with a median age of 39. Around 62% of adults hold a bachelor's degree or higher. There are about 18,648 housing units across 75072. Home values center near $502,700, an affordability ratio of 3.0× — accessible. Owners hold 79% of homes, renters 21%.

Net-net, 75072 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 75072 at the moment; the composite and its components are still built from verifiable records.

Because one deterministic model scores every ZIP, 75072's 33/100 can be lined up against any neighbor in Collin County, Texas or any ZIP coast to coast. Where the record is thin for 75072, the field stays empty rather than modeled, and fills in as new documents post.

75072's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 75072 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.