ZIP 75009 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 75009 (Collin County, Texas) at a moderate 33/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (86/100)). Structurally it carries 73/100, against 6/100 of stress already in motion. The sharpest non-environmental signals are structural risk (73/100), construction/permit lag (63/100), institutional ownership (47/100). On the quiet end sit mortgage stress (19/100).

Prices here sit in a peak phase: values rose 0.9% over the trailing year, and 10% higher over three years, at 9/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Rent burden reaches 45% of tenant households. DLRadar's demographic-stress index for the area reads 23/100. 4.7% of residents fall below the poverty threshold. Educational attainment sits at 56% bachelor's-or-above. Median household income is $166,064, above the U.S. median near $78,000. The ZIP holds roughly 11,260 housing units. Vacancy runs 5.7%. About 30,257 people live here, median age 38. The tenure split is 93% owner-occupied to 7% rented. The typical home is worth about $515,400 (2.8× income, relatively affordable).

Overall, 75009 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 75009 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 75009's 33/100 can be lined up against any neighbor in Collin County, Texas or any ZIP coast to coast. Sparse data for 75009 shows as blanks, never estimates, and the score updates on every fresh public filing.

75009's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 75009 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.