ZIP 75009 Property Distress & Foreclosure Data

Collin County, Texas's ZIP 75009 registers 31/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (86/100). The latent-versus-live split is 68/100 structural and 6/100 already moving. The most distinctive pressure shows up in structural risk (68/100), institutional ownership (51/100), construction/permit lag (35/100). By contrast, construction/permit lag (35/100) and mortgage stress (19/100) register low.

The market reads peak — home values rose 1.1% year on year, and 10% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

Around 45% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 23/100. 4.7% of residents fall below the poverty threshold. Educational attainment sits at 56% bachelor's-or-above. Median household income is $166,064, above the U.S. median near $78,000. The ZIP holds roughly 11,260 housing units. The vacancy rate is 5.7%. About 30,257 people live here, median age 38. Owners hold 93% of homes, renters 7%. Home values center near $515,400, an affordability ratio of 2.8× — accessible.

Net-net, 75009 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.