ZIP 75071 Property Distress & Foreclosure Data

Composite property distress in 75071 (Collin County, Texas) lands at 31/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (86/100). The sharpest non-environmental signals are structural risk (67/100), institutional ownership (51/100), construction/permit lag (34/100). construction/permit lag (34/100) and mortgage stress (19/100) stay muted. Structural exposure scores 67 and live distress 6 on the 0–100 scale.

Prices here sit in a peak phase: values rose 1.1% over the trailing year, and 4% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

69,396 residents call 75071 home, typically aged 37. The typical home is worth about $481,400 (3.4× income, relatively affordable). There are about 25,276 housing units across 75071. Around 51% of adults hold a bachelor's degree or higher. The poverty rate is 5.2% — low. Vacancy runs 4.4%. At $132,839, median income runs above typical U.S. levels. Rent burden reaches 51% of tenant households. 75% of housing is owner-occupied. The demographic-stress sub-score lands at 28/100.

Overall, 75071 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.