ZIP 75074 Property Distress & Foreclosure Data

In Collin County, Texas, ZIP 75074 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (86/100). The latent-versus-live split is 67/100 structural and 6/100 already moving. Its standout signals are structural risk (67/100), institutional ownership (51/100), construction/permit lag (34/100). construction/permit lag (34/100) and mortgage stress (19/100) stay muted.

Prices here sit in a peak phase: values rose 1.1% over the trailing year, and 5% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $84,185, median income runs near typical U.S. levels. Around 36% of renters are cost-burdened. The poverty rate is 10.8%. The demographic-stress sub-score lands at 32/100. The vacancy rate is 3.7%. The typical home is worth about $371,000 (4.1× income). 53,146 residents call 75074 home, typically aged 35. 53% of housing is owner-occupied. Around 42% of adults hold a bachelor's degree or higher. The ZIP holds roughly 19,708 housing units.

Overall, 75074 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.