ZIP 75074 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 75074 (Collin County, Texas) returns a moderate composite of 33/100. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (86/100). The latent-versus-live split is 73/100 structural and 6/100 already moving. The most distinctive pressure shows up in structural risk (73/100), construction/permit lag (63/100), institutional ownership (47/100). On the quiet end sit mortgage stress (19/100).

The market reads peak — home values rose 0.9% year on year, and 5% higher over three years (phase confidence 9/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $84,185, near the U.S. median near $78,000. Rent burden reaches 36% of tenant households. The poverty rate is 10.8%. DLRadar's demographic-stress index for the area reads 32/100. The vacancy rate is 3.7%. A median home runs $371,000 here, or 4.1 times local income. About 53,146 people live here, median age 35. 53% of housing is owner-occupied. About 42% have a four-year degree. The ZIP holds roughly 19,708 housing units.

Net-net, 75074 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 75074 read uses the identical public-record model applied coast to coast, which means its 33/100 score means exactly what it means anywhere else, and 75074 stays directly comparable to neighboring ZIPs and the rest of Collin County, Texas. Sparse data for 75074 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 75074's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 75074 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.