ZIP 75164 Property Distress & Foreclosure Data

In Collin County, Texas, ZIP 75164 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (67/100), institutional ownership (51/100), construction/permit lag (34/100). construction/permit lag (34/100) and mortgage stress (19/100) stay muted. On the structural side it scores 67/100, with 6/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (86/100).

Prices here sit in a peak phase: values rose 1.1% over the trailing year (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $54,844, median income runs below typical U.S. levels. 669 residents call 75164 home, typically aged 42. The poverty rate is 11.4%. Around 0% of renters are cost-burdened. 95% of housing is owner-occupied. Around 0% of adults hold a bachelor's degree or higher. The ZIP holds roughly 274 housing units. The vacancy rate is 6.4%. The demographic-stress sub-score lands at 28/100. The typical home is worth about $242,500 (4.2× income).

Overall, 75164 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.