ZIP 75189 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 75189 in Rockwall County, Texas comes in at 28, a low composite-distress reading. The latent-versus-live split is 65/100 structural and 4/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (84/100), climate & FEMA risk (83/100). What sets it apart are the readings on construction/permit lag (66/100), structural risk (65/100), institutional ownership (36/100). By contrast, institutional ownership (36/100) and mortgage stress (15/100) register low.

The peak-phase market in 75189 posted values that rose 0.9% over the year, and 7% higher over three years (phase confidence 9/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

44,348 residents call 75189 home, typically aged 34. The ZIP holds roughly 16,703 housing units. The typical home is worth about $356,600 (2.8× income, relatively affordable). On demographic stress specifically, 75189 scores 27/100. The poverty rate is 6.1% — low. Vacancy runs 4.4%. Households earn a median $118,105 — above the roughly $78,000 national figure. Around 52% of renters are cost-burdened. 89% of housing is owner-occupied. About 30% have a four-year degree.

Net-net, 75189 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 75189 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 75189 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Rockwall County, Texas and the nation. Where the public record is thin for 75189, the field stays empty rather than modeled, and fills in as new documents post.

The 28/100 figure for 75189 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 75189 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.