Rockwall County, TX: Foreclosures, Tax Liens & Distressed Properties

Rockwall County, TX, Texas: 9 ZIP codes scored, Rockwall County, TX averaging 31/100 (moderate, Rockwall, TX), from 29 to 33. Rockwall County, TX is in its peak phase (Rockwall, TX confidence 9/100): Rockwall, TX home prices up 0.9% (Rockwall, TX) over twelve months. Rockwall County, TX lender headwind: 45/100.

Highest-scoring Rockwall County, TX ZIPs: 75089 (33/100), 75098 (33/100), 75088 (32/100), 75032 (31/100), 75087 (31/100), 75132 (31/100). Also scored in Rockwall County, TX: 75126, 75160, 75189.

Across Rockwall County, TX's scored ZIPs: median home value $380,300, household income $113,178, 4.4% vacancy, 6.8% poverty, 79% owner-occupied, median age 36.4.

Rockwall County, TX insurance distress 70/100 (#633 in the US); FEMA hazard 59/100 for Rockwall, TX; 3 federal disaster declarations in Rockwall County, TX since 2023 (3 flood); 8 Rockwall, TX NFIP flood claims, $546K paid; Rockwall, TX construction distress 77/100.

18 banks with 27 branches lend in Rockwall County, TX; Rockwall, TX weighted bank stress 64/100, highest 89/100 in Rockwall, TX.

Rockwall County, TX unemployment 4.1% (Rockwall, TX +0.2 pts, six months); 1,405 new housing units permitted in Rockwall County, TX over twelve months, Rockwall, TX down 30% from 2,010; Rockwall, TX home prices +8.7% a year (Rockwall, TX) over three years.

43,580 housing units in Rockwall County, TX; 6,890 Rockwall, TX renter households; 46% of Rockwall, TX renters spend 30%+ of income on rent, 22% (Rockwall, TX) half or more.

Rockwall County, TX ranks #2,680 nationally on the opportunity index (Rockwall, TX, among all ranked counties); Rockwall, TX scores 25.0/100 and Rockwall, TX sits #233 inside Texas. Rockwall, TX is in the weak opportunity phase; Rockwall, TX's primary driver is construction, Rockwall, TX second driver bank institutional; Rockwall, TX moved down 104 places. 8 short-sale listings across Rockwall, TX; 86 days on market observed in Rockwall, TX; 4.5% vacancy over 9 Rockwall, TX ZIPs.

1.8% of Rockwall County, TX mortgages were ninety-plus days late in December 2025; Rockwall, TX's thirty-to-eighty-nine-day share was 2.3% (CFPB county sample). Rockwall, TX's ninety-day rate is up 1.1 points on twelve months earlier; the Rockwall, TX peak since 2008 was 3.1% in November 2011; Texas overall reads 1.2%.

Rockwall County, TX has 7 watched banks; 7 Rockwall, TX banks sit in an elevated band. Rockwall, TX footprints: American Nb Of Texas (4 branches, stress 89) in Rockwall, TX; Alliance Bank (2 branches, stress 70) in Rockwall, TX; First National Bank Texas (1 branch, stress 77) in Rockwall, TX.

HUD lists 3 assisted multifamily properties in Rockwall County, TX with 268 units.

2,343 of the 43,580 housing units in Rockwall, TX sit vacant. Rockwall County, TX permitted 0 multifamily units in twelve months; Rockwall, TX's one-to-four unit structures added 1,405 units in Rockwall County, TX.