ZIP 75474 Property Distress & Foreclosure Data

ZIP code 75474 in Hunt County, Texas carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (81/100), structural risk (61/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (82/100), flood (NFIP) exposure (80/100). The latent-versus-live split is 61/100 structural and 3/100 already moving.

The market reads peak — home values rose 1.1% year on year, and 22% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

Home values center near $191,400, an affordability ratio of 2.6× — accessible. Around 35% of renters are cost-burdened. The ZIP holds roughly 7,017 housing units. Educational attainment sits at 17% bachelor's-or-above. 12.7% of residents fall below the poverty threshold. Owners hold 81% of homes, renters 19%. DLRadar's demographic-stress index for the area reads 28/100. About 16,813 people live here, median age 44. Median household income is $66,299, below the U.S. median near $78,000. The vacancy rate is 13.1% — elevated.

Net-net, 75474 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.