ZIP 75474 Foreclosure, Tax-Lien & Distress Report

Hunt County, Texas's ZIP 75474 registers 24/100 composite distress, which DLRadar reads as low. Property-level stress concentrates in construction/permit lag (58/100), structural risk (55/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (9/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (82/100), flood (NFIP) exposure (81/100). Structural risk reads 55/100 against active distress of 3/100.

The peak-phase market in 75474 posted values that rose 0.9% over the year, and 22% higher over three years (phase confidence 9/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $191,400, an affordability ratio of 2.6× — accessible. Around 35% of renters are cost-burdened. There are about 7,017 housing units across 75474. Around 17% of adults hold a bachelor's degree or higher. Roughly 12.7% live below the poverty line. The tenure split is 81% owner-occupied to 19% rented. The demographic-stress sub-score lands at 28/100. About 16,813 people live here, median age 44. Median household income is $66,299, below the U.S. median near $78,000. The vacancy rate is 13.1% — elevated.

Taken together, 75474 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 75474 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Hunt County, Texas and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 75474 shows blanks, not estimates, wherever the record is sparse.

Each component behind 75474 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. In workflow terms, 75474 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.