ZIP 75422 Foreclosure, Tax-Lien & Distress Report

ZIP code 75422 in Hunt County, Texas carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (82/100), flood (NFIP) exposure (81/100). Leading the profile are construction/permit lag (58/100), structural risk (55/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low. On the structural side it scores 55/100, with 3/100 of stress already active.

The peak-phase market in 75422 posted values that rose 0.9% over the year, and 26% higher over three years (phase confidence 9/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $229,400, an affordability ratio of 3.2× — accessible. Households earn a median $64,938 — below the roughly $78,000 national figure. 2,913 residents call 75422 home, typically aged 46. Owners hold 78% of homes, renters 22%. There are about 1,203 housing units across 75422. The poverty rate is 10.8%. The vacancy rate is 12.0% — elevated. About 23% have a four-year degree. The demographic-stress sub-score lands at 26/100. Rent burden reaches 19% of tenant households.

On balance 75422 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 75422 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 75422 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 75422 stays directly comparable to neighboring ZIPs and the rest of Hunt County, Texas. Every figure is auditable to a public dataset and refreshed on ingest; 75422 shows blanks, not estimates, wherever the record is sparse.

75422's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 75422 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.