ZIP 75420 Property Distress & Foreclosure Data

In Hopkins County, Texas, ZIP 75420 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 51 and live distress 4 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (70/100). Its standout signals are construction/permit lag (58/100), structural risk (51/100), institutional ownership (36/100). By contrast, institutional ownership (36/100) and mortgage stress (15/100) register low.

The market reads peak — home values rose 1.1% year on year, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 1,390 people live here, median age 35. There are about 605 housing units across 75420. Home values center near $134,000, an affordability ratio of 1.9× — accessible. Educational attainment sits at 21% bachelor's-or-above. 10.8% of residents fall below the poverty threshold. Vacancy runs 8.3%. Median household income is $69,583, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 21/100. Owners hold 88% of homes, renters 12%. Rent burden reaches 15% of tenant households.

Net-net, 75420 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.