ZIP 75478 Property Distress & Foreclosure Data

Hopkins County, Texas's ZIP 75478 registers 23/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (58/100), structural risk (49/100), institutional ownership (33/100). On the quiet end sit institutional ownership (33/100) and mortgage stress (14/100). The latent-versus-live split is 49/100 structural and 4/100 already moving. Environmental exposure also runs high (climate & FEMA risk (67/100)).

The peak-phase market in 75478 posted values that rose 1.4% over the year (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $52,188 — below the roughly $78,000 national figure. About 18% have a four-year degree. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 75478 scores 20/100. Around 5% of renters are cost-burdened. The vacancy rate is 9.4%. The ZIP holds roughly 423 housing units. The tenure split is 82% owner-occupied to 18% rented. A median home runs $170,800 here, or 2.3 times local income. Population is roughly 855 with a median age of 41.

On balance 75478 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.