ZIP 75478 Foreclosure, Tax-Lien & Distress Report
Hopkins County, Texas · Affordable market
Hopkins County, Texas's ZIP 75478 registers 23/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (71/100), structural risk (51/100), institutional ownership (30/100). On the quiet end sit institutional ownership (30/100) and mortgage stress (14/100). The split runs 51/100 structural to 4/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (67/100)).
Prices here sit in a peak phase: values rose 1.0% over the trailing year (phase confidence 10/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
At $52,188, median income runs below typical U.S. levels. Around 18% of adults hold a bachelor's degree or higher. 6.0% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 20/100. Around 5% of renters are cost-burdened. The vacancy rate is 9.4%. There are about 423 housing units across 75478. 82% of housing is owner-occupied. Home values center near $170,800, an affordability ratio of 2.3× — accessible. About 855 people live here, median age 41.
Net-net, 75478 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 75478 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 75478 shows blanks, not estimates, wherever the record is sparse.
The 23/100 for 75478 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 75478 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 75478
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
75478 at a glance
The live 75478 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Hopkins County ZIP codes
Nearest ZIP codes to 75478
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Hopkins County, Texas at ZIP, county and state level.
Unlock parcel-level detail for ZIP 75478
The full 75478 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology