ZIP 75480 Property Distress & Foreclosure Data

DLRadar grades ZIP 75480 (Franklin County, Texas) at a minimal 14/100 for overall property distress. Property-level stress concentrates in construction/permit lag (100/100), structural risk (33/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low. Structural risk reads 33/100 against active distress of 2/100.

The market reads neutral — home values rose 4.3% year on year, and 33% higher over three years, at 24/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 1,787 people live here, median age 58. Home values center near $299,600, an affordability ratio of 3.8× — accessible. DLRadar's demographic-stress index for the area reads 25/100. Rent burden reaches 0% of tenant households. Vacancy runs 38.2%, above the national norm and a classic distress-and-opportunity signal. There are about 1,325 housing units across 75480. Owners hold 95% of homes, renters 5%. Educational attainment sits at 29% bachelor's-or-above. 7.6% of residents fall below the poverty threshold. Median household income is $70,935, near the U.S. median near $78,000.

Net-net, 75480 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.