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Franklin County, TX: Foreclosures, Tax Liens & Distressed Properties

Franklin County, TX, Texas: 7 ZIP codes scored, Franklin County, TX averaging 17/100 (low, Franklin, TX), from 12 to 23. Franklin County, TX is in its peak phase (Franklin, TX confidence 22/100): Franklin, TX home prices up 2.0% (Franklin, TX) over twelve months. Franklin County, TX lender headwind: 30/100.

Highest-scoring Franklin County, TX ZIPs: 75478 (23/100), 75481 (23/100), 75494 (19/100), 75455 (17/100), 75457 (14/100), 75480 (14/100). Also scored in Franklin County, TX: 75487.

Across Franklin County, TX's scored ZIPs: median home value $212,157, household income $61,395, 21.3% vacancy, 13.2% poverty, 81% owner-occupied, median age 42.9.

Franklin County, TX insurance distress 0/100 (#3,078 in the US); FEMA hazard 0/100 for Franklin, TX; Franklin, TX construction distress 89/100.

4 banks with 6 branches lend in Franklin County, TX; Franklin, TX weighted bank stress 60/100, highest 70/100 in Franklin, TX.

Franklin County, TX unemployment 4.3% (Franklin, TX +0.6 pts, six months); Franklin, TX home prices +12.9% a year (Franklin, TX) over three years.

5,121 housing units in Franklin County, TX; 813 Franklin, TX renter households; 34% of Franklin, TX renters spend 30%+ of income on rent, 13% (Franklin, TX) half or more.

Franklin County, TX ranks #620 nationally on the opportunity index (Franklin, TX, among all ranked counties); Franklin, TX scores 32.8/100 and Franklin, TX sits #75 inside Texas. Franklin, TX is in the peak_opportunity opportunity phase; Franklin, TX's primary driver is vacancy, Franklin, TX second driver construction; Franklin, TX moved up 190 places. 5 short-sale listings across Franklin, TX; 90 days on market observed in Franklin, TX; 22.8% vacancy over 7 Franklin, TX ZIPs.

No CFPB county sample covers Franklin County, TX. The non-metro area reading for Franklin, TX: 1.4% ninety-plus days late; Franklin, TX's thirty-to-eighty-nine share is 3.5% (Franklin, TX, December 2025 data); Texas overall 1.2%.

Franklin County, TX has 3 watched banks; 3 Franklin, TX banks sit in an elevated band. Franklin, TX footprints: Alliance Bank (3 branches, stress 70) in Franklin, TX; First Nb Of East Texas (1 branch, stress 64) in Franklin, TX; Prosperity Bank (1 branch, stress 33) in Franklin, TX.

1,224 of the 5,121 housing units in Franklin, TX sit vacant.

Peak
Market phase
2%
Franklin, TX HPI YoY
0%
Drawdown
22
Franklin confidence

Most distressed ZIP codes in Franklin County

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