Franklin County, TX: Foreclosures, Tax Liens & Distressed Properties
Across Franklin County, Texas, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. Coverage runs to 7 ZIPs across Franklin County, a low 16/100 average. On bank and credit headwind, Franklin County scores 30/100. ZIP-level distress ranges from 24/100 at the top down to 7/100.
The peak-phase county posted home values that rose 2.0% over twelve months (phase confidence 22/100). With pricing topped out, the average masks the outliers — the edge is parcel by parcel.
At +2.0% YoY and 22/100 confidence, the discount lives in outliers — target the few ZIPs carrying distress. A contained 30/100 bank headwind favors owner-driven distress more than bank stock.
The sharpest Franklin County readings come from 75478 (24/100), 75481 (24/100), 75494 (19/100), 75457 (14/100), 75480 (14/100), 75455 (12/100) — open any for the parcel detail. Coverage extends to 75487 among others.
Underneath the scores, the ZIPs DLRadar tracks across Franklin County report a 21.3% vacancy rate, 81% of homes owner-occupied, a median household income near $61,395 (below the US norm), a median age of 42.9, home values averaging roughly $212,157, below the US, a 13.2% poverty rate. Income, equity and tenure like these set up the supply of motivated sellers and the speed of resale.
All in at 16/100 over 7 ZIPs, the opportunity hides below the average rather than a blanket buy. Inside DLRadar, each Franklin County property carries owner, APN and address, a parcel-level score plus bank exposure and liquidity read.
The distress read for Franklin County, Texas is refreshed as new public records post and uses the same methodology coast to coast, so Franklin County stays directly comparable to any other market you track.
Treat Franklin County, Texas as a ranked list, not a single market: the spread between its strongest and weakest ZIPs is where the acquisition margin actually sits. What supports the Franklin County read is documentary: filings from the recorder and courts, federal price and bank data, and blanks wherever coverage is thin.
The ZIP breakdown for Franklin County leads with 75478 (24/100), 75481 (24/100), 75494 (19/100), 75457 (14/100), 75480 (14/100), 75455 (12/100). DLRadar also scores 75487 across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.
The Franklin County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.
| ZIP | State | Distress score | 🔒 Owner | 🔒 Property Address | 🔒 Parcel ID |
|---|---|---|---|---|---|
| 75478 | TX | 24 | |||
| 75481 | TX | 24 | |||
| 75494 | TX | 19 | |||
| 75457 | TX | 14 | |||
| 75480 | TX | 14 | |||
| 75455 | TX | 12 | |||
| 75487 | TX | 7 |
Most distressed ZIP codes in Franklin County
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