ZIP 75686 Property Distress & Foreclosure Data

ZIP code 75686 in Camp County, Texas carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 30/100 against active distress of 5/100. Climate and flood risk are elevated too — FEMA disaster exposure (75/100). What sets it apart are the readings on institutional ownership (44/100), structural risk (30/100), mortgage stress (18/100). structural risk (30/100) and mortgage stress (18/100) stay muted.

Prices here sit in a peak phase: values rose 1.4% over the trailing year, and 21% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

13,427 residents call 75686 home, typically aged 38. 77% of housing is owner-occupied. Rent burden reaches 38% of tenant households. The demographic-stress sub-score lands at 32/100. There are about 6,351 housing units across 75686. Vacancy runs 18.6%, above the national norm and a classic distress-and-opportunity signal. At $56,112, median income runs below typical U.S. levels. Around 18% of adults hold a bachelor's degree or higher. The typical home is worth about $170,700 (2.8× income, relatively affordable). The poverty rate is 22.7% — high, a tax-stress and distress correlate.

Taken together, 75686 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.