ZIP 75686 Foreclosure, Tax-Lien & Distress Report
Camp County, Texas · High Vacancy market
DLRadar grades ZIP 75686 (Camp County, Texas) at a low 15/100 for overall property distress. Structural exposure scores 30 and live distress 5 on the 0–100 scale. Climate and flood risk are elevated too — FEMA disaster exposure (75/100). The pressure is most legible in institutional ownership (44/100), structural risk (30/100), mortgage stress (18/100). structural risk (30/100) and mortgage stress (18/100) stay muted.
The market reads peak — home values rose 1.3% year on year, and 21% higher over three years, at 10/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
13,427 residents call 75686 home, typically aged 38. Owners hold 77% of homes, renters 23%. Rent burden reaches 38% of tenant households. The demographic-stress sub-score lands at 32/100. The ZIP holds roughly 6,351 housing units. Vacancy runs 18.6%, above the national norm and a classic distress-and-opportunity signal. At $56,112, median income runs below typical U.S. levels. Around 18% of adults hold a bachelor's degree or higher. The typical home is worth about $170,700 (2.8× income, relatively affordable). The poverty rate is 22.7% — high, a tax-stress and distress correlate.
Taken together, 75686 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 75686 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 75686 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 75686, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 15/100 for 75686 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 75686 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 75686
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 75686 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Camp County ZIPs near 75686
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Built from public records, scored the same way everywhere · methodology