ZIP 75683 Property Distress & Foreclosure Data

DLRadar grades ZIP 75683 (Upshur County, Texas) at a low 29/100 for overall property distress. Property-level stress concentrates in construction/permit lag (74/100), structural risk (66/100), institutional ownership (58/100). mortgage stress (23/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (78/100), flood (NFIP) exposure (73/100). The latent-versus-live split is 66/100 structural and 7/100 already moving.

Prices here sit in a peak phase: values rose 3.1% over the trailing year (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $49,375, median income runs below typical U.S. levels. The ZIP holds roughly 1,632 housing units. Around 66% of renters are cost-burdened. The demographic-stress sub-score lands at 32/100. Around 13% of adults hold a bachelor's degree or higher. The typical home is worth about $113,300 (2.2× income, relatively affordable). The vacancy rate is 16.0% — elevated. 3,713 residents call 75683 home, typically aged 42. The poverty rate is 18.9% — high, a tax-stress and distress correlate. 89% of housing is owner-occupied.

Taken together, 75683 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.