ZIP 75645 Foreclosure, Tax-Lien & Distress Report
Upshur County, Texas · Affordable market
Composite property distress in 75645 (Upshur County, Texas) lands at 31/100 — moderate on DLRadar's public-record scoring. The most distinctive pressure shows up in construction/permit lag (73/100), structural risk (68/100), institutional ownership (59/100). By contrast, mortgage stress (23/100) register low. Environmental exposure also runs high (FEMA disaster exposure (78/100), flood (NFIP) exposure (74/100), climate & FEMA risk (65/100)). The split runs 68/100 structural to 7/100 active on the ground.
The recovery-phase market in 75645 posted values that rose 2.8% over the year, and 28% higher over three years, at 19/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Owners hold 84% of homes, renters 16%. Around 17% of adults hold a bachelor's degree or higher. Around 46% of renters are cost-burdened. The typical home is worth about $166,900 (2.8× income, relatively affordable). At $64,069, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 29/100. The ZIP holds roughly 4,581 housing units. Vacancy runs 8.0%. The poverty rate is 13.2%. About 10,511 people live here, median age 45.
On balance 75645 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 75645 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The 75645 read uses the identical public-record model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 75645 stays directly comparable to neighboring ZIPs and the rest of Upshur County, Texas. Sparse data for 75645 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 75645 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. For an operator, 75645 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 75645
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 75645 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Upshur County ZIPs near 75645
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The complete 75645 distress and acquisition report
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Rules-based scoring — each signal ties to a public dataset · methodology