ZIP 75604 Property Distress & Foreclosure Data

ZIP code 75604 in Gregg County, Texas carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (81/100), FEMA disaster exposure (78/100)). What sets it apart are the readings on structural risk (74/100), construction/permit lag (63/100), institutional ownership (60/100). On the quiet end sit mortgage stress (23/100). Structural exposure scores 74 and live distress 7 on the 0–100 scale.

The peak-phase market in 75604 posted values that rose 2.9% over the year, and 14% higher over three years, at 39/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $200,600 here, or 2.8 times local income. About 23% have a four-year degree. There are about 13,697 housing units across 75604. Vacancy runs 9.6%. Population is roughly 31,714 with a median age of 34. Roughly 15.0% live below the poverty line. On demographic stress specifically, 75604 scores 30/100. Rent burden reaches 36% of tenant households. The tenure split is 56% owner-occupied to 44% rented. Households earn a median $67,826 — below the roughly $78,000 national figure.

On balance 75604 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.