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ZIP 75604 Foreclosure, Tax-Lien & Distress Report

Gregg County, Texas · Affordable market

Composite property distress in 75604 (Gregg County, Texas) lands at 34/100 — moderate on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (80/100), FEMA disaster exposure (78/100)). Its heaviest discrete signals: structural risk (75/100), construction/permit lag (68/100), institutional ownership (60/100). mortgage stress (23/100) stay muted. The latent-versus-live split is 75/100 structural and 7/100 already moving.

The market reads recovery — home values rose 2.8% year on year, and 14% higher over three years (phase confidence 19/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $200,600, an affordability ratio of 2.8× — accessible. About 23% have a four-year degree. The ZIP holds roughly 13,697 housing units. The vacancy rate is 9.6%. About 31,714 people live here, median age 34. Roughly 15.0% live below the poverty line. On demographic stress specifically, 75604 scores 30/100. Rent burden reaches 36% of tenant households. The tenure split is 56% owner-occupied to 44% rented. Households earn a median $67,826 — below the roughly $78,000 national figure.

On balance 75604 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 75604's 34/100 can be lined up against any neighbor in Gregg County, Texas or any ZIP coast to coast. Sparse data for 75604 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 75604's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 75604 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

34/100
Composite stress
75/100
Structural risk
7/100
Distress activity

What is driving ZIP 75604’s distress

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk86
+9 more distress dimensions scored for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 75604 Stress Report snapshot

A live read on 75604: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Neighbouring ZIPs in Gregg County

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Rules-based scoring — each signal ties to a public dataset · methodology

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