ZIP 75644 Property Distress & Foreclosure Data

Upshur County, Texas's ZIP 75644 registers 31/100 composite distress, which DLRadar reads as moderate. Structural exposure scores 69 and live distress 7 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (76/100), structural risk (69/100), institutional ownership (58/100). mortgage stress (23/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (78/100), flood (NFIP) exposure (74/100), climate & FEMA risk (65/100).

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 25% higher over three years, at 39/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 12.6%, above the national norm and a classic distress-and-opportunity signal. 69% of housing is owner-occupied. 12,785 residents call 75644 home, typically aged 41. There are about 5,018 housing units across 75644. The poverty rate is 15.0%. Around 19% of adults hold a bachelor's degree or higher. The typical home is worth about $163,000 (2.9× income, relatively affordable). At $56,155, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 31/100. Rent burden reaches 38% of tenant households.

Taken together, 75644 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.