ZIP 75640 Property Distress & Foreclosure Data

ZIP code 75640 in Harrison County, Texas carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 74 and live distress 7 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (95/100), structural risk (74/100), institutional ownership (58/100). On the quiet end sit mortgage stress (23/100). Environmental exposure also runs high (FEMA disaster exposure (78/100), flood (NFIP) exposure (70/100), climate & FEMA risk (68/100)).

The peak-phase market in 75640 posted values that rose 3.0% over the year, and 51% higher over three years, at 38/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 6,338 with a median age of 35. A median home runs $272,600 here, or 3.3 times local income. On demographic stress specifically, 75640 scores 24/100. Households earn a median $79,353 — near the roughly $78,000 national figure. The tenure split is 83% owner-occupied to 17% rented. Vacancy runs 5.1%. Roughly 6.6% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 13% of tenant households. There are about 2,240 housing units across 75640. About 21% have a four-year degree.

On balance 75640 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.