ZIP 75640 Foreclosure, Tax-Lien & Distress Report

ZIP 75640's composite property-distress score is 26/100 - DLRadar classes that as low for Harrison County, Texas. Structural risk reads 57/100 against active distress of 7/100. The most distinctive pressure shows up in institutional ownership (58/100), structural risk (57/100), construction/permit lag (29/100). By contrast, construction/permit lag (29/100) and mortgage stress (23/100) register low. Environmental exposure also runs high (FEMA disaster exposure (78/100), flood (NFIP) exposure (69/100), climate & FEMA risk (68/100)).

Prices here sit in a recovery phase: values rose 2.8% over the trailing year, and 51% higher over three years (phase confidence 18/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

6,338 residents call 75640 home, typically aged 35. A median home runs $272,600 here, or 3.3 times local income. On demographic stress specifically, 75640 scores 24/100. Households earn a median $79,353 — near the roughly $78,000 national figure. 83% of housing is owner-occupied. The vacancy rate is 5.1%. Roughly 6.6% live below the poverty line, a low share typical of higher-equity areas. Around 13% of renters are cost-burdened. There are about 2,240 housing units across 75640. Around 21% of adults hold a bachelor's degree or higher.

On balance 75640 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 75640 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 75640's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 75640 shows blanks, not estimates, wherever the record is sparse.

The 26/100 figure for 75640 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 75640 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.