ZIP 75755 Property Distress & Foreclosure Data

DLRadar grades ZIP 75755 (Upshur County, Texas) at a moderate 30/100 for overall property distress. Property-level stress concentrates in construction/permit lag (79/100), structural risk (68/100), institutional ownership (56/100). mortgage stress (22/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (74/100), flood (NFIP) exposure (70/100), climate & FEMA risk (64/100). On the structural side it scores 68/100, with 7/100 of stress already active.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 11% higher over three years (phase confidence 38/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 2,374 housing units. The poverty rate is 17.9% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 27/100. The typical home is worth about $109,500 (1.9× income, relatively affordable). At $58,227, median income runs below typical U.S. levels. Around 11% of adults hold a bachelor's degree or higher. 72% of housing is owner-occupied. The vacancy rate is 19.9% — elevated. Around 22% of renters are cost-burdened. 4,863 residents call 75755 home, typically aged 39.

Taken together, 75755 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.