ZIP 75755 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 75755 in Upshur County, Texas comes in at 30, a moderate composite-distress reading. Its heaviest discrete signals: construction/permit lag (77/100), structural risk (68/100), institutional ownership (56/100). On the quiet end sit mortgage stress (22/100). Environmental exposure also runs high (FEMA disaster exposure (74/100), flood (NFIP) exposure (70/100), climate & FEMA risk (64/100)). On the structural side it scores 68/100, with 7/100 of stress already active.

The market reads recovery — home values rose 2.8% year on year, and 11% higher over three years (phase confidence 18/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 2,374 housing units. The poverty rate is 17.9% — high, a tax-stress and distress correlate. DLRadar's demographic-stress index for the area reads 27/100. The typical home is worth about $109,500 (1.9× income, relatively affordable). Median household income is $58,227, below the U.S. median near $78,000. Educational attainment sits at 11% bachelor's-or-above. Owners hold 72% of homes, renters 28%. Vacancy runs 19.9%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 22% of tenant households. 4,863 residents call 75755 home, typically aged 39.

On the whole, 75755 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 75755 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 75755's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 75755 reflects the current record instead of a stale or modeled snapshot.

Behind 75755's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 75755 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.