ZIP 75706 Property Distress & Foreclosure Data

Composite property distress in 75706 (Smith County, Texas) lands at 31/100 — moderate on DLRadar's public-record scoring. Environmental exposure also runs high (flood (NFIP) exposure (86/100), climate & FEMA risk (83/100)). The latent-versus-live split is 70/100 structural and 6/100 already moving. The sharpest non-environmental signals are structural risk (70/100), construction/permit lag (65/100), institutional ownership (52/100). On the quiet end sit mortgage stress (22/100).

The peak-phase market in 75706 posted values that rose 1.7% over the year, and 16% higher over three years (phase confidence 15/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 55% of renters are cost-burdened. On demographic stress specifically, 75706 scores 34/100. Households earn a median $57,845 — below the roughly $78,000 national figure. Population is roughly 10,975 with a median age of 34. About 10% have a four-year degree. A median home runs $135,400 here, or 2.2 times local income. The vacancy rate is 23.4% — elevated. The tenure split is 79% owner-occupied to 21% rented. Roughly 22.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 4,155 housing units.

On the whole, 75706 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.