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ZIP 75706 Foreclosure, Tax-Lien & Distress Report

Smith County, Texas · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 75706 in Smith County, Texas comes in at 28, a low composite-distress reading. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), climate & FEMA risk (83/100). Structural risk reads 62/100 against active distress of 6/100. Property-level stress concentrates in structural risk (62/100), institutional ownership (48/100), construction/permit lag (37/100). By contrast, construction/permit lag (37/100) and mortgage stress (22/100) register low.

The market reads neutral — home values rose 3.0% year on year, and 16% higher over three years, at 17/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Rent burden reaches 55% of tenant households. On demographic stress specifically, 75706 scores 34/100. At $57,845, median income runs below typical U.S. levels. 10,975 residents call 75706 home, typically aged 34. Around 10% of adults hold a bachelor's degree or higher. A median home runs $135,400 here, or 2.2 times local income. Vacancy runs 23.4%, above the national norm and a classic distress-and-opportunity signal. Owners hold 79% of homes, renters 21%. Roughly 22.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 4,155 housing units across 75706.

Taken together, 75706 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 75706 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 75706 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 75706 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 28/100 for 75706 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 75706 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

28/100
Composite stress
62/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 75706

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk83
75706 carries 9 additional scored dimensions

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Snapshot: 75706 by the numbers

A live read on 75706: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Each signal above is traceable to an open dataset · methodology

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