ZIP 75709 Property Distress & Foreclosure Data

In Smith County, Texas, ZIP 75709 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (86/100), climate & FEMA risk (83/100)). Its standout signals are structural risk (70/100), construction/permit lag (65/100), institutional ownership (52/100). On the quiet end sit mortgage stress (22/100). Structural risk reads 70/100 against active distress of 6/100.

The peak-phase market in 75709 posted values that rose 1.7% over the year, and 19% higher over three years, at 15/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 3,106 housing units across 75709. The tenure split is 71% owner-occupied to 29% rented. Population is roughly 5,237 with a median age of 41. About 30% have a four-year degree. Rent burden reaches 7% of tenant households. Vacancy runs 28.8%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 75709 scores 24/100. Roughly 9.3% live below the poverty line. A median home runs $240,600 here, or 2.6 times local income. Households earn a median $73,541 — near the roughly $78,000 national figure.

On the whole, 75709 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.