ZIP 75709 Foreclosure, Tax-Lien & Distress Report

ZIP 75709's composite property-distress score is 28/100 - DLRadar classes that as low for Smith County, Texas. Environmental exposure also runs high (flood (NFIP) exposure (86/100), climate & FEMA risk (83/100)). The pressure is most legible in structural risk (62/100), institutional ownership (48/100), construction/permit lag (37/100). On the quiet end sit construction/permit lag (37/100) and mortgage stress (22/100). Structurally it carries 62/100, against 6/100 of stress already in motion.

The neutral-phase market in 75709 posted values that rose 3.0% over the year, and 19% higher over three years, at 17/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 3,106 housing units across 75709. The tenure split is 71% owner-occupied to 29% rented. About 5,237 people live here, median age 41. Around 30% of adults hold a bachelor's degree or higher. Around 7% of renters are cost-burdened. Vacancy runs 28.8%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 24/100. Roughly 9.3% live below the poverty line. Home values center near $240,600, an affordability ratio of 2.6× — accessible. Median household income is $73,541, near the U.S. median near $78,000.

On the whole, 75709 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 75709 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 75709 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 75709 shows blanks, not estimates, wherever the record is sparse.

75709's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 75709 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.