ZIP 75702 Property Distress & Foreclosure Data

Smith County, Texas's ZIP 75702 registers 31/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (70/100), construction/permit lag (65/100), institutional ownership (52/100). By contrast, mortgage stress (22/100) register low. The latent-versus-live split is 70/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), climate & FEMA risk (83/100).

The market reads peak — home values rose 1.7% year on year, and 19% higher over three years (phase confidence 15/100). Topping markets hide individual distress behind strong averages.

Median household income is $51,177, below the U.S. median near $78,000. The vacancy rate is 20.5% — elevated. The ZIP holds roughly 10,531 housing units. Educational attainment sits at 8% bachelor's-or-above. Around 43% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 33/100. 19.4% of residents fall below the poverty threshold. About 28,095 people live here, median age 32. Home values center near $115,200, an affordability ratio of 1.9× — accessible. Owners hold 55% of homes, renters 45%.

Net-net, 75702 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.