ZIP 75703 Property Distress & Foreclosure Data

ZIP code 75703 in Smith County, Texas carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (86/100), climate & FEMA risk (83/100)). What sets it apart are the readings on structural risk (70/100), construction/permit lag (65/100), institutional ownership (52/100). On the quiet end sit mortgage stress (22/100). Structural exposure scores 70 and live distress 6 on the 0–100 scale.

The peak-phase market in 75703 posted values that rose 1.7% over the year, and 8% higher over three years, at 15/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 20,844 housing units across 75703. About 43% have a four-year degree. Vacancy runs 14.0%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $76,347 — near the roughly $78,000 national figure. A median home runs $336,300 here, or 4.1 times local income. Roughly 8.4% live below the poverty line. The tenure split is 56% owner-occupied to 44% rented. Rent burden reaches 37% of tenant households. Population is roughly 44,912 with a median age of 38. On demographic stress specifically, 75703 scores 32/100.

On the whole, 75703 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.