ZIP 75708 Property Distress & Foreclosure Data

ZIP code 75708 in Smith County, Texas carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), climate & FEMA risk (83/100). On the structural side it scores 70/100, with 6/100 of stress already active. What sets it apart are the readings on structural risk (70/100), construction/permit lag (65/100), institutional ownership (52/100). By contrast, mortgage stress (22/100) register low.

The market reads peak — home values rose 1.7% year on year (phase confidence 15/100). Topping markets hide individual distress behind strong averages.

Median household income is $81,500, near the U.S. median near $78,000. About 10,001 people live here, median age 31. 13.0% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 29/100. Around 39% of renters are cost-burdened. Educational attainment sits at 9% bachelor's-or-above. The ZIP holds roughly 3,405 housing units. The vacancy rate is 24.6% — elevated. Owners hold 80% of homes, renters 20%. Home values center near $157,400, an affordability ratio of 1.6× — accessible.

Net-net, 75708 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.