ZIP 75791 Property Distress & Foreclosure Data

DLRadar grades ZIP 75791 (Smith County, Texas) at a moderate 31/100 for overall property distress. Property-level stress concentrates in structural risk (70/100), construction/permit lag (65/100), institutional ownership (52/100). mortgage stress (22/100) stay muted. On the structural side it scores 70/100, with 6/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), climate & FEMA risk (83/100).

Prices here sit in a peak phase: values rose 1.7% over the trailing year, and 8% higher over three years (phase confidence 15/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $76,154, median income runs near typical U.S. levels. The poverty rate is 7.7%. Around 39% of renters are cost-burdened. Around 32% of adults hold a bachelor's degree or higher. The ZIP holds roughly 5,831 housing units. 75% of housing is owner-occupied. The typical home is worth about $267,000 (3.0× income, relatively affordable). The demographic-stress sub-score lands at 28/100. 15,320 residents call 75791 home, typically aged 35. The vacancy rate is 10.9%.

Overall, 75791 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.