ZIP 75705 Property Distress & Foreclosure Data

DLRadar grades ZIP 75705 (Smith County, Texas) at a moderate 31/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), climate & FEMA risk (83/100). Property-level stress concentrates in structural risk (70/100), construction/permit lag (65/100), institutional ownership (52/100). By contrast, mortgage stress (22/100) register low. Structural risk reads 70/100 against active distress of 6/100.

The market reads peak — home values rose 1.7% year on year, at 15/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $197,200, an affordability ratio of 2.1× — accessible. Owners hold 45% of homes, renters 55%. About 1,471 people live here, median age 42. DLRadar's demographic-stress index for the area reads 28/100. Median household income is $77,943, near the U.S. median near $78,000. Vacancy runs 39.4%, above the national norm and a classic distress-and-opportunity signal. There are about 819 housing units across 75705. Educational attainment sits at 5% bachelor's-or-above. Rent burden reaches 7% of tenant households. 4.2% of residents fall below the poverty threshold.

Net-net, 75705 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.