ZIP 75705 Foreclosure, Tax-Lien & Distress Report
Smith County, Texas · High Vacancy market
Composite property distress in 75705 (Smith County, Texas) lands at 27/100 — low on DLRadar's distress scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), climate & FEMA risk (83/100). Property-level stress concentrates in structural risk (59/100), institutional ownership (48/100), construction/permit lag (24/100). By contrast, construction/permit lag (24/100) and mortgage stress (22/100) register low. On the structural side it scores 59/100, with 6/100 of stress already active.
The neutral-phase market in 75705 posted values that rose 3.0% over the year (phase confidence 17/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Home values center near $197,200, an affordability ratio of 2.1× — accessible. The tenure split is 45% owner-occupied to 55% rented. About 1,471 people live here, median age 42. On demographic stress specifically, 75705 scores 28/100. Households earn a median $77,943 — near the roughly $78,000 national figure. Vacancy runs 39.4%, above the national norm and a classic distress-and-opportunity signal. There are about 819 housing units across 75705. Educational attainment sits at 5% bachelor's-or-above. Around 7% of renters are cost-burdened. The poverty rate is 4.2% — low.
Taken together, 75705 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 75705 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 75705 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 75705 can be compared directly against any other ZIP in Smith County, Texas or nationwide. Nothing here is interpolated — where a source is thin for 75705, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 75705's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 75705 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 75705
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 75705 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Smith County ZIP codes
Nearest ZIP codes to 75705
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 75705
Related ZIP, county and statewide reads linked to Smith County, Texas.
See every distressed parcel in 75705
Open 75705 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology