ZIP 75704 Foreclosure, Tax-Lien & Distress Report
Smith County, Texas · High Vacancy market
Composite property distress in 75704 (Smith County, Texas) lands at 27/100 — low on DLRadar's distress scoring. Property-level stress concentrates in structural risk (59/100), institutional ownership (48/100), construction/permit lag (24/100). construction/permit lag (24/100) and mortgage stress (22/100) stay muted. Structural exposure scores 59 and live distress 6 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), climate & FEMA risk (83/100).
The market reads neutral — home values rose 3.0% year on year, and 17% higher over three years (phase confidence 17/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The vacancy rate is 25.6% — elevated. 15.5% of residents fall below the poverty threshold. Around 68% of renters are cost-burdened. The demographic-stress sub-score lands at 35/100. The tenure split is 80% owner-occupied to 20% rented. 9,280 residents call 75704 home, typically aged 42. Median household income is $52,892, below the U.S. median near $78,000. The typical home is worth about $154,600 (2.6× income, relatively affordable). Educational attainment sits at 16% bachelor's-or-above. The ZIP holds roughly 4,164 housing units.
On the whole, 75704 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 75704 is not published yet -- the ZIP-level readings above remain fully sourced.
Big metro or rural, 75704 runs through one identical scoring model, so its 27/100 sits on the same scale as every other ZIP in Smith County, Texas and the nation. Every figure is auditable to a public dataset and refreshed as records update; 75704 shows blanks, not estimates, wherever the record is sparse.
The 27/100 figure for 75704 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 75704 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 75704’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 75704 by the numbers
The live 75704 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Smith County ZIP codes
Nearest ZIP codes to 75704
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Related ZIP, county and statewide reads linked to Smith County, Texas.
Unlock parcel-level detail for ZIP 75704
Pull every distressed parcel in 75704 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
No modelling: every input is a public record · methodology