ZIP 75762 Foreclosure, Tax-Lien & Distress Report

ZIP code 75762 in Smith County, Texas carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. The sharpest non-environmental signals are structural risk (62/100), institutional ownership (48/100), construction/permit lag (37/100). By contrast, construction/permit lag (37/100) and mortgage stress (22/100) register low. Structural risk reads 62/100 against active distress of 6/100. Environmental exposure also runs high (flood (NFIP) exposure (86/100), climate & FEMA risk (83/100)).

The neutral-phase market in 75762 posted values that rose 3.0% over the year, and 9% higher over three years, at 17/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 15.5% — elevated. The tenure split is 85% owner-occupied to 15% rented. There are about 5,884 housing units across 75762. Around 38% of adults hold a bachelor's degree or higher. Rent burden reaches 21% of tenant households. The demographic-stress sub-score lands at 24/100. 6.6% of residents fall below the poverty threshold. The typical home is worth about $299,500 (3.1× income, relatively affordable). Households earn a median $91,429 — above the roughly $78,000 national figure. About 14,897 people live here, median age 39.

Net-net, 75762 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 75762 at the moment; the composite and its components are still built from verifiable public records.

Whether 75762 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 75762 can be compared directly against any other ZIP in Smith County, Texas or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 75762 shows blanks, not estimates, wherever the record is sparse.

75762's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 75762 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.