ZIP 75762 Property Distress & Foreclosure Data

ZIP code 75762 in Smith County, Texas carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (70/100), construction/permit lag (65/100), institutional ownership (52/100). By contrast, mortgage stress (22/100) register low. On the structural side it scores 70/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), climate & FEMA risk (83/100).

The market reads peak — home values rose 1.7% year on year, and 9% higher over three years (phase confidence 15/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 15.5% — elevated. Owners hold 85% of homes, renters 15%. The ZIP holds roughly 5,884 housing units. Educational attainment sits at 38% bachelor's-or-above. Around 21% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 24/100. 6.6% of residents fall below the poverty threshold. Home values center near $299,500, an affordability ratio of 3.1× — accessible. Median household income is $91,429, above the U.S. median near $78,000. About 14,897 people live here, median age 39.

Net-net, 75762 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.