ZIP 75792 Property Distress & Foreclosure Data

Composite property distress in 75792 (Smith County, Texas) lands at 31/100 — moderate on DLRadar's public-record scoring. Structural risk reads 70/100 against active distress of 6/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), climate & FEMA risk (83/100). The sharpest non-environmental signals are structural risk (70/100), construction/permit lag (65/100), institutional ownership (52/100). By contrast, mortgage stress (22/100) register low.

The market reads peak — home values rose 1.7% year on year, at 15/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 3,934 people live here, median age 38. Home values center near $169,000, an affordability ratio of 2.6× — accessible. DLRadar's demographic-stress index for the area reads 33/100. Owners hold 84% of homes, renters 16%. There are about 1,563 housing units across 75792. Median household income is $53,173, below the U.S. median near $78,000. Vacancy runs 16.9%, above the national norm and a classic distress-and-opportunity signal. 31.8% of residents fall below the poverty threshold. Educational attainment sits at 11% bachelor's-or-above. Rent burden reaches 34% of tenant households.

Net-net, 75792 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.