ZIP 75792 Foreclosure, Tax-Lien & Distress Report
Smith County, Texas · High Vacancy market
Smith County, Texas's ZIP 75792 registers 28/100 composite distress, which DLRadar reads as low. On the structural side it scores 62/100, with 6/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (86/100), climate & FEMA risk (83/100)). Property-level stress concentrates in structural risk (62/100), institutional ownership (48/100), construction/permit lag (37/100). By contrast, construction/permit lag (37/100) and mortgage stress (22/100) register low.
The market reads neutral — home values rose 3.0% year on year, at 17/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Population is roughly 3,934 with a median age of 38. Home values center near $169,000, an affordability ratio of 2.6× — accessible. The demographic-stress sub-score lands at 33/100. Owners hold 84% of homes, renters 16%. There are about 1,563 housing units across 75792. Median household income is $53,173, below the U.S. median near $78,000. The vacancy rate is 16.9% — elevated. Roughly 31.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 11% have a four-year degree. Rent burden reaches 34% of tenant households.
Net-net, 75792 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 75792 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 75792's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 75792 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 28/100 figure for 75792 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 75792 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 75792 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 75792 by the numbers
The live 75792 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Smith County ZIP reports
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Rules-based scoring — each signal ties to a public dataset · methodology