ZIP 75707 Foreclosure, Tax-Lien & Distress Report
Smith County, Texas · High Vacancy market
In Smith County, Texas, ZIP 75707 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), climate & FEMA risk (83/100). Its standout signals are structural risk (62/100), institutional ownership (48/100), construction/permit lag (37/100). On the quiet end sit construction/permit lag (37/100) and mortgage stress (22/100). Structural risk reads 62/100 against active distress of 6/100.
The market reads neutral — home values rose 3.0% year on year, and 4% higher over three years, at 17/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
About 16,355 people live here, median age 43. There are about 7,047 housing units across 75707. Home values center near $274,900, an affordability ratio of 3.0× — accessible. Owners hold 77% of homes, renters 23%. DLRadar's demographic-stress index for the area reads 28/100. Rent burden reaches 39% of tenant households. 8.1% of residents fall below the poverty threshold. Households earn a median $85,406 — near the roughly $78,000 national figure. The vacancy rate is 14.3% — elevated. Around 34% of adults hold a bachelor's degree or higher.
On the whole, 75707 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 75707 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Because one deterministic model scores every ZIP, 75707's 28/100 can be lined up against any neighbor in Smith County, Texas or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 75707 reflects the current record instead of a stale or modeled snapshot.
The 28/100 for 75707 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 75707 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 75707 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 75707 distress snapshot
A live read on 75707: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Keep going: ZIP, county and state distress coverage for Smith County, Texas.
Unlock parcel-level detail for ZIP 75707
See who owns each distressed property in 75707, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology