ZIP 75707 Property Distress & Foreclosure Data

Smith County, Texas's ZIP 75707 registers 31/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), climate & FEMA risk (83/100). The most distinctive pressure shows up in structural risk (70/100), construction/permit lag (65/100), institutional ownership (52/100). mortgage stress (22/100) stay muted. Structural exposure scores 70 and live distress 6 on the 0–100 scale.

Prices here sit in a peak phase: values rose 1.7% over the trailing year, and 4% higher over three years, at 15/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

16,355 residents call 75707 home, typically aged 43. There are about 7,047 housing units across 75707. The typical home is worth about $274,900 (3.0× income, relatively affordable). 77% of housing is owner-occupied. The demographic-stress sub-score lands at 28/100. Rent burden reaches 39% of tenant households. The poverty rate is 8.1%. At $85,406, median income runs near typical U.S. levels. Vacancy runs 14.3%, above the national norm and a classic distress-and-opportunity signal. Around 34% of adults hold a bachelor's degree or higher.

Taken together, 75707 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.