ZIP 75771 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 75771 (Smith County, Texas) at a low 28/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), climate & FEMA risk (83/100). Structural risk reads 62/100 against active distress of 6/100. What sets it apart are the readings on structural risk (62/100), institutional ownership (48/100), construction/permit lag (37/100). On the quiet end sit construction/permit lag (37/100) and mortgage stress (22/100).

Prices here sit in a neutral phase: values rose 3.0% over the trailing year, and 7% higher over three years (phase confidence 17/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $90,112 — above the roughly $78,000 national figure. The ZIP holds roughly 9,130 housing units. Rent burden reaches 28% of tenant households. Vacancy runs 17.5%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 7.1% — low. On demographic stress specifically, 75771 scores 26/100. Educational attainment sits at 29% bachelor's-or-above. 21,146 residents call 75771 home, typically aged 43. The typical home is worth about $301,600 (3.0× income, relatively affordable). The tenure split is 82% owner-occupied to 18% rented.

Taken together, 75771 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 75771 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 75771's 28/100 can be lined up against any neighbor in Smith County, Texas or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 75771, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 28/100 figure for 75771 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 75771 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.