ZIP 75771 Property Distress & Foreclosure Data

ZIP code 75771 in Smith County, Texas carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), climate & FEMA risk (83/100). The latent-versus-live split is 70/100 structural and 6/100 already moving. What sets it apart are the readings on structural risk (70/100), construction/permit lag (65/100), institutional ownership (52/100). By contrast, mortgage stress (22/100) register low.

The market reads peak — home values rose 1.7% year on year, and 7% higher over three years (phase confidence 15/100). Topping markets hide individual distress behind strong averages.

Median household income is $90,112, above the U.S. median near $78,000. The ZIP holds roughly 9,130 housing units. Around 28% of renters are cost-burdened. The vacancy rate is 17.5% — elevated. 7.1% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 26/100. Educational attainment sits at 29% bachelor's-or-above. About 21,146 people live here, median age 43. Home values center near $301,600, an affordability ratio of 3.0× — accessible. Owners hold 82% of homes, renters 18%.

Net-net, 75771 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.