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ZIP 75701 Foreclosure, Tax-Lien & Distress Report

Smith County, Texas · High Vacancy market

ZIP 75701's composite property-distress score is 28/100 - DLRadar classes that as low for Smith County, Texas. Structural risk reads 62/100 against active distress of 6/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), climate & FEMA risk (83/100). What sets it apart are the readings on structural risk (62/100), institutional ownership (48/100), construction/permit lag (37/100). construction/permit lag (37/100) and mortgage stress (22/100) stay muted.

The market reads neutral — home values rose 3.0% year on year, and 11% higher over three years (phase confidence 17/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 35,804 people live here, median age 35. The ZIP holds roughly 14,554 housing units. Rent burden reaches 43% of tenant households. About 29% have a four-year degree. The typical home is worth about $213,700 (3.1× income, relatively affordable). Households earn a median $62,091 — below the roughly $78,000 national figure. Vacancy runs 15.9%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 16.2%. The tenure split is 59% owner-occupied to 41% rented. On demographic stress specifically, 75701 scores 33/100.

Taken together, 75701 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 75701 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 75701 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 75701 can be compared directly against any other ZIP in Smith County, Texas or nationwide. Where the public record is thin for 75701, the field stays empty rather than modeled, and fills in as new documents post.

Behind 75701's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 75701 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

28/100
Composite stress
62/100
Structural risk
6/100
Distress activity

What is driving ZIP 75701’s distress

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk83
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

Snapshot: 75701 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 75701, the same set carried on every parcel.

Loading ZIP 75701 stress data…

Neighbouring ZIPs in Smith County

Keep exploring Texas distress

Other reports tied to Smith County, Texas — ZIP, county and statewide.

The complete 75701 distress and acquisition report

Pull every distressed parcel in 75701 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.

Built from public records, scored the same way everywhere · methodology

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