ZIP 75701 Property Distress & Foreclosure Data

Composite property distress in 75701 (Smith County, Texas) lands at 31/100 — moderate on DLRadar's public-record scoring. Structural risk reads 70/100 against active distress of 6/100. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), climate & FEMA risk (83/100). The sharpest non-environmental signals are structural risk (70/100), construction/permit lag (65/100), institutional ownership (52/100). mortgage stress (22/100) stay muted.

Prices here sit in a peak phase: values rose 1.7% over the trailing year, and 11% higher over three years, at 15/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

35,804 residents call 75701 home, typically aged 35. There are about 14,554 housing units across 75701. Rent burden reaches 43% of tenant households. Around 29% of adults hold a bachelor's degree or higher. The typical home is worth about $213,700 (3.1× income, relatively affordable). At $62,091, median income runs below typical U.S. levels. Vacancy runs 15.9%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 16.2%. 59% of housing is owner-occupied. The demographic-stress sub-score lands at 33/100.

Taken together, 75701 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.